A health insurance whistleblower is exposing their most appalling practice.

It’s called prior authorization — when you need your insurer’s permission to get medical care — and it’s a major part of health insurers’ scheme to rake in profits by denying and delaying patients care.

80 percent of doctors report that patients have abandoned their treatments because of the prior authorization process. Nineteen percent say it has led to life-threatening events or required an intervention to prevent permanent impairment or damage.

But there’s hope for change. Doctors are leading a movement to reform the prior authorization practice and put patients, not profits, first.